{"id":292,"date":"2023-10-26T03:46:00","date_gmt":"2023-10-26T03:46:00","guid":{"rendered":"https:\/\/www.familydentistcarrollton.com\/blog\/?p=292"},"modified":"2023-11-17T04:15:22","modified_gmt":"2023-11-17T04:15:22","slug":"dental-insurance-use-it-or-lose-it-benefits","status":"publish","type":"post","link":"https:\/\/www.familydentistcarrollton.com\/blog\/2023\/10\/dental-insurance-use-it-or-lose-it-benefits\/","title":{"rendered":"Time Is Running Out: Why You Shouldn\u2019t Wait to Use Your Dental Benefits"},"content":{"rendered":"\n
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It\u2019s that time of year again when your dentist begins to send reminders that encourage you to use your dental insurance<\/a> benefits before they expire. With only a few months left before the end of the year, you\u2019ll want to take advantage of any unused funds while you still have them. But why? What is the reason for such urgency? Can\u2019t you just put off those dental fillings until 2024? Read on to discover why it\u2019s in your best interest to use your available benefits now before it\u2019s too late.<\/p>\n\n\n\n\n\n\n\n

The Truth About Unused Dental Insurance Benefits<\/h2>\n\n\n\n

According to researchers, it is believed that those in the United States who have a dental insurance policy lose an estimated 100 billion dollars in unused benefits each year. This is an alarming fact \u2013 one that should catch your attention. In fact, it is likely to be the main reason your dentist is reaching out, as they do not want you to be one of these unlucky or uninformed individuals.<\/p>\n\n\n\n

Instead, they want you to take advantage of the available benefits you do have while there is still time. And here\u2019s why!<\/p>\n\n\n\n

Why Using Your Benefits Now Is in Your Best Interest<\/h2>\n\n\n\n

The way dental insurance works is that you are required to pay a premium every month for access to your benefits. Once you meet your annual deductible, the insurance company agrees to pay more for the preventive and restorative care you receive. Many plans also provide an annual maximum, which is the total amount your insurer will pay during a single calendar year.<\/p>\n\n\n\n

Since most insurance companies build their plans so that the benefits are good for 12 months, patients like yourself must use all available funds within that timeframe or else risk losing money at the end of the year \u2013 money that will be returned to the insurer.<\/p>\n\n\n\n

If you don\u2019t want to find yourself losing out on funds that are rightfully yours, here are a few things you can do:<\/p>\n\n\n\n