BlueCross BlueShield Dentist – Carrollton, TX

Learn More About the Benefits of BlueCross BlueShield

Leaving your oral health to chance without a safety net is an increasingly risky idea in today’s world. With skyrocketing costs, and more and more systemic illnesses being linked to poor oral health, having reliable dental insurance in Carrollton for things like preventive exams and cleanings, oral cancer screenings, and savings on restorative and emergency care is more important than ever. Thankfully, your BlueCross BlueShield dentist in Carrollton is here to help! With BlueCross BlueShield, your coverage not only provides valuable discounts on a variety of oral health care, but it also helps keep you accountable by encouraging routine visits that can save your smile and improve your quality of life!

BlueCross BlueShield Coverage Availability & Fees

With BlueCross BlueShield, it’s important to know that coverage may be different from plan to plan, so even if your friends or family have BlueCross BlueShield, their policy may not be identical to yours. Here’s a closer look at some of the important details that apply to most plans:

For PPO Plans

With PPO plans, there are both in-network and out-of-network dentists to choose from. In most cases, you are welcome to see either, however, when you select an in-network dentist it will generally cost you less. In most cases, your PPO plan will be subject to the following:

Waiting Period – Although not applicable in every case, some dental insurance plans may be subject to a waiting period before your benefits become fully active. This is typically around one or two weeks after your enrollment date, but can vary from policy to policy, so be sure to check the specific details of your individual plan before scheduling your appointment. Please note that in most cases, checkups and cleanings are usually exempt from waiting periods and can begin immediately.
Annual Maximum – This is the maximum amount of coverage BlueCross BlueShield will cover in a year and is typically specified in your plan as a dollar amount.
Deductible – Your deductible is the amount of money you must pay on your own (out-of-pocket) before your dental insurance in Carrollton will begin covering treatments. In most cases, your preventive exams and cleanings are not included in the deductible and cannot be used towards reducing it.

Although PPO plans typically have higher premiums, they often are a better value because they offer more expansive coverage. Here’s a closer look at what they usually cover:

100% of the total of two checkups & cleanings annually.
80% of the total of what your dentist and BlueCross BlueShield consider “minor” procedures.
50% of the total of what your dentist and BlueCross BlueShield consider “major” procedures.

Please be aware, however, that the exact definition of “major” and “minor” may depend on the dentist, so be sure to verify your coverage before your procedure. If you’d like help with this, our dental insurance team is also happy to help!

For HMO Plans

HMO plans are different from PPO plans in that with HMOs, you must visit an in-network dentist if you want to receive coverage. In fact, in many cases you may be required to choose a primary care dentist up front.

However, with an HMO plan, your terms will generally be more affordable and may not have an annual maximum or deductible. In most cases, HMOs are best for patients who are already in good oral health and aren’t anticipating needing any major dental work.

The Benefits of Seeing an In-Network Dentist

A man looking in the mirror at his smile

Although you’ll likely get the same high-quality dental care from an out-of-network dentist, when you choose to use your BlueCross BlueShield coverage with an in-network provider like Aegis Dental, we truly have your back. Not only are we here to help you navigate the terms of your plan, but we are also happy to file your claims on your behalf and grant you the maximum coverage allowed by your plan when you visit us for treatment. In fact, we’re so willing to put our money where our mouth is, we’d be happy to give you a quote for your upcoming visit if you contact us and provide your BlueCross BlueShield information today!